All bonuses
Ally Bank Online Savings Account
High-Yield Savings
SavingsAvailable nationwide6 days left
Earn a bonus on top of a competitive APY — no direct deposit, just funded savings held for 90 days.
Your personalized eligibility
Check eligibility
Set up your profile to check eligibility
Add your state, bank relationships, and bonus history to see which rules could disqualify you.
Requirements at a glance
- Direct deposit minimum
- Not required
- Balance requirement
- $25,000
- Minimum holding period
- 90 days
- Estimated effort
- Very low effort
- Monthly fee
- No monthly fee
- Offer expires
- 11/15/2026
Fee waiver: No monthly maintenance fees.
Step-by-step qualification
- 1Open an Ally Online Savings Account with the offer registered.
- 2Deposit $25,000 in new money within 15 days.
- 3Keep the balance in place for 90 days.
Payout timeline
Day 0-15
Funding window.
Day 15-105
Balance held; APY accrues alongside the bonus.
Day 120
Bonus deposited.
Fine print traps to avoid
- Funds already held at Ally do not qualify.
- Dropping below the threshold on any statement day can disqualify you.
- Interest plus bonus is reported on a 1099-INT.