All bonuses
Capital One 360 Checking
Online Checking
CheckingAvailable nationwide52 days left
One of the lowest-effort offers available: two $500 direct deposits, no fees, fully online.
Your personalized eligibility
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Requirements at a glance
- Direct deposit minimum
- $500
- Balance requirement
- None
- Minimum holding period
- 60 days
- Estimated effort
- Very low effort
- Monthly fee
- No monthly fee
- Offer expires
- 12/31/2026
Fee waiver: No monthly fee and no minimum balance on 360 Checking.
Step-by-step qualification
- 1Open a 360 Checking account with the promo code.
- 2Receive two qualifying direct deposits of $500 or more within 75 days.
- 3Wait for the bonus to post automatically.
Payout timeline
Day 0-75
Two direct deposits of $500+ post.
Day 75-135
Bonus paid within 60 days of qualification.
Fine print traps to avoid
- Prior 360 Checking customers are not eligible.
- Promo code must be entered at account opening — it cannot be added later.
- Bonus is taxable.