All bonuses
Huntington Platinum Perks Checking
Premium Checking
CheckingEligible: OH, MI, IN, IL, PA, WV, KY, MN, WI, COExpired
No direct deposit required — just park $25,000 for 90 days in Huntington's Midwest footprint.
Your personalized eligibility
Check eligibility
Set up your profile to check eligibility
Add your state, bank relationships, and bonus history to see which rules could disqualify you.
Requirements at a glance
- Direct deposit minimum
- Not required
- Balance requirement
- $25,000
- Minimum holding period
- 90 days
- Estimated effort
- Moderate effort
- Monthly fee
- $25/mo
- Offer expires
- 10/31/2026
Fee waiver: Waived with a $25,000 total relationship balance.
Step-by-step qualification
- 1Open Platinum Perks Checking online or in branch.
- 2Deposit $25,000 in new money within 30 days.
- 3Maintain the balance for 90 days from account opening.
Payout timeline
Day 0-30
Fund with $25,000 in new money.
Day 30-90
Balance maintenance period.
Day 104
Bonus deposited within 14 days of qualifying.
Fine print traps to avoid
- Must not have had a Huntington consumer checking account in the last 6 months.
- The $25 fee hits if the balance drops below the waiver threshold.
- Bonus is reported on a 1099-INT.