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PNC Virtual Wallet® with Performance Select
Premium Checking
CheckingEligible: PA, OH, NJ, MD, VA, NC, GA, FL, TX, IL, MI21 days left
Strong mid-tier bonus in PNC's branch footprint with a fee that is easy to waive once deposits start.
Your personalized eligibility
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Add your state, bank relationships, and bonus history to see which rules could disqualify you.
Requirements at a glance
- Direct deposit minimum
- $5,000
- Balance requirement
- None
- Minimum holding period
- 90 days
- Estimated effort
- Moderate effort
- Monthly fee
- $25/mo
- Offer expires
- 11/30/2026
Fee waiver: Waived with $5,000+ in monthly direct deposits or a $25,000 combined balance.
Step-by-step qualification
- 1Open Virtual Wallet with Performance Select using the promo code.
- 2Set up $5,000 in qualifying direct deposits within 60 days.
- 3Keep the account open for at least 90 days.
Payout timeline
Day 0-60
Qualifying direct deposits accumulate.
Day 60-90
PNC verifies qualification.
Day 90
Bonus deposited.
Fine print traps to avoid
- The $25 monthly fee applies in any month the waiver is missed.
- Closing within 180 days may trigger bonus clawback.
- Existing PNC checking customers are excluded.