All bonuses
U.S. Bank Silver Business Checking
Business Checking
BusinessAvailable nationwideExpired
Tiered business bonus topping out at $900 with a $30,000 average balance over two statement cycles.
Your personalized eligibility
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Add your state, bank relationships, and bonus history to see which rules could disqualify you.
Requirements at a glance
- Direct deposit minimum
- Not required
- Balance requirement
- $30,000
- Minimum holding period
- 60 days
- Estimated effort
- Moderate effort
- Monthly fee
- No monthly fee
- Offer expires
- 10/15/2026
Fee waiver: Silver Business Checking carries no monthly maintenance fee.
Step-by-step qualification
- 1Open Silver Business Checking online with the promo code.
- 2Fund with new money to reach your target tier within 30 days.
- 3Maintain the average balance across two statement cycles.
Payout timeline
Day 0-30
Fund to the chosen tier.
Cycles 1-2
Average balance is measured.
Day 90-120
Bonus deposited.
Fine print traps to avoid
- Tiers start at $400 for a $5,000 balance.
- Account must stay open 12 months or the bonus may be clawed back.
- Excess transaction fees apply above the free item limit.