All bonuses
American Express Business Gold Card
Business Rewards Card
Credit CardAvailable nationwideExpired
Large business welcome offer requiring $15,000 in spend over three months.
Your personalized eligibility
Check eligibility
Set up your profile to check eligibility
Add your state, bank relationships, and bonus history to see which rules could disqualify you.
Requirements at a glance
- Direct deposit minimum
- Not required
- Balance requirement
- None
- Minimum holding period
- 365 days
- Estimated effort
- High effort
- Monthly fee
- No monthly fee
- Offer expires
- 11/1/2026
Fee waiver: $375 annual fee offset by statement credits if used fully.
Step-by-step qualification
- 1Apply for the Business Gold Card with your business details.
- 2Spend $15,000 on eligible purchases within 3 months.
- 3Points post 8-12 weeks after qualifying.
Payout timeline
Month 0-3
$15,000 minimum spend window.
Week 8-12
Membership Rewards points post.
Fine print traps to avoid
- Amex once-per-lifetime rule applies to this welcome offer.
- The pop-up screen can strip the bonus before you apply.
- Annual fee is charged on the first statement.