Chase Sapphire Preferred® Card

Travel Rewards Card

Credit CardAvailable nationwide52 days left

The benchmark travel card welcome offer: 60,000 points after $5,000 of spend in three months.

Your personalized eligibility

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Add your state, bank relationships, and bonus history to see which rules could disqualify you.

Requirements at a glance

Direct deposit minimum: Not required
Balance requirement: None
Minimum holding period: 365 days
Estimated effort: Moderate effort
Monthly fee: No monthly fee
Offer expires: 12/31/2026

Fee waiver: $95 annual fee, not waived the first year.

Step-by-step qualification

1Apply and get approved for the Sapphire Preferred card.
2Spend $5,000 on purchases in the first 3 months.
3Points post at the next statement close after you qualify.

Payout timeline

Month 0-3
Meet the $5,000 minimum spend.
Next statement
60,000 points post to your account.
Month 12
$95 annual fee posts again.

Fine print traps to avoid

Chase 5/24: five or more new cards in 24 months means an automatic denial.
Balance transfers and cash advances do not count toward spend.
Credit card sign-up bonuses are generally not taxable.